Downpayment for condo in Singapore normally includes 25% minimal for lender financial loan purchases, with a minimum of five% in funds and twenty% funds/CPF; for very first housing personal loan, LTV approximately 75%, Customer’s Stamp Duty applies on tiered costs, Extra Customer’s Stamp Duty differs by profile; typical new launch reserving charge 5% hard cash, remainder of 20% on exercising in option time period, progressive payment by design stages; resale needs Possibility Payment (one% hard cash) then exercising (four% hard cash) and balance; authorized expenses, valuation, home loan obligation, and hearth insurance include to upfront charges; similar key phrases incorporate condo downpayment, LTV boundaries, TDSR fifty five%, MSR not relevant to click here non-public, CPF OA use restrictions, minimum money, ABSD remission for married couples, bank interest prices, lock-in, and pricing sensitivity by district.